If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Beal Bank 12 Month CD Account |
1.01%
Date: Feb 9, 2012
|
| Cornerstone State Bank 2 Year CD Account |
1.00%
Date: Feb 9, 2012
|
| SPIRE Federal Credit Union 2 Year CD Account |
0.90%
Date: Feb 8, 2012
|
| TopLine Federal Credit Union 2 Year CD Account |
0.83%
Date: Feb 13, 2012
|
| Merchants Bank Minnesota 2 Year CD Account |
0.65%
Date: Feb 15, 2012
|
| Farmers and Merchants State Bank of Springfield 2 Year CD Account |
0.65%
Date: Feb 15, 2012
|
| Merchants Bank Minnesota 2 Year CD Account |
0.90% to
0.65% Date: Feb 15, 2012
|
| Merchants Bank Minnesota 12 Month CD Account |
0.70% to
0.35% Date: Feb 15, 2012
|
| Merchants Bank Minnesota 6 Month CD Account |
0.55% to
0.25% Date: Feb 15, 2012
|

